Car Insurance. Think!
Choice of Repairer
Some insurers charge more for this, some don’t. do your homework.
High excess vs lower premium
You always think you won’t have an accident but think how you would feel paying a large excess if the worst happened?
Hire car or not ?
If you can’t do without your car, make sure you include a hire car in your policy. Sometimes there are unforeseen delays such as parts deliveries which could slow down the repair.
Agreed Value or market value
Both have their pros and cons. It’s always worth checking what the insurance company will pay you in the even of a write-off.